Ownera

Date of Investment:
July 2025

Location:
London, UK

Website:
https://www.ownera.io/

Sector:
Financial Technology

Ownera is a financial technology company that provides the institutional infrastructure needed to connect the global market for tokenized assets—digital representations of real-world securities, funds, cash, and other traditional financial instruments. Ownera’s primary focus is on enabling interoperability, distribution, and liquidity across an otherwise fragmented marketplace, where buyers and sellers often use incompatible tokenization systems and platforms.

 

What does Ownera do?

Ownera has developed a network of interoperable routers that connect various financial institutions—such as banks, asset managers, exchanges, custodians, and payment providers—to a unified infrastructure. These routers use the open-source FinP2P protocol, which standardizes user identities, wallets, data structures, messaging, and transaction orchestration across networks. This approach allows institutions and investors to access, trade, and settle tokenized assets of all types globally, without overhauling legacy systems.

Key Components and Services
  • Sell-Side Router: Allows banks and asset managers to distribute tokenized assets to all connected buy-sides.
  • Buy-Side Router: Gives investors unified access to tokenized assets from multiple sell-side sources and enables global secondary trading.
  • Payment Router: Supports digital and fiat payment services for trades across various engines and platforms.
  • Custody Router: Integrates custodians, managing both digital assets and underlying traditional securities.
  • Collateral & Lending Router: Facilitates lending and collateralization services for assets on the network.
  • Financial Services Router: Connects transfer agents, administrators, and other service providers, bridging to existing financial infrastructure.
Supported Asset Classes

Ownera supports a wide range of tokenized asset classes, including:

    • Money Market Funds: Unified access and settlement for tokenized MMFs from major providers like BlackRock and ABRDN.
    • Intra-Day Repo: Precision settlement for collateral and cash exchanges involving institutions like J.P. Morgan and HQLAx.
    • Alternative Assets and Others: Distribution and management for a growing range of tokenized securities.
Industry Impact

By solving the fragmented nature of the tokenized asset market, Ownera enables instant settlement, streamlined operations, and broader access for both issuers and investors. The platform is designed to work within existing regulatory frameworks and with the infrastructure already used by major financial institutions.

Recognition and Partnerships

Ownera is backed by prominent investors, including J.P. Morgan and U.S. Bank, and is collaborating with leading industry players and organizations to standardize tokenization at an institutional level.